Finance Builder AI is a subscription-based informational tool. It does not provide regulated financial advice and is not FCA authorised. All plans include a 7-day free trial. See Refund Policy and Terms of Service for full details.

Straightforward pricing. No hidden charges.

Start with a 7-day free trial. No credit card required. If you decide to continue, choose the plan that fits how often you use it.

Free

Basic expense tracking for getting started.

£0/month
Manual transaction entry
Basic expense categories
Monthly spending totals
AI spending reports
Smart recommendations
CSV import
Get started free
Most popular

Pro

Full reports and AI recommendations. Includes 7-day free trial.

£9.99/month
Everything in Free
CSV import from UK banks
Full AI spending reports
Smart spending recommendations
Budget efficiency score
Financial health dashboard
Optional bank account connection
Start 7-day free trial

No credit card for trial. Cancel before trial ends — no charge.

Annual

Everything in Pro, billed once per year. Save vs monthly.

£89/year

Equivalent to £7.42/month

Everything in Pro
12-month historical reports
Priority support response
14-day refund window
Start 7-day free trial

14-day refund if <10% of features used.

Subscription terms: The 7-day free trial requires no credit card. If you add payment details and cancel before the trial ends, no charge will be made. Monthly plan: cancellable at any time — no refund for the current billing period already paid. Annual plan: refund available within 14 days of purchase, provided less than 10% of features have been used. For full terms, see our Refund Policy and Terms of Service.
Pricing questions

Things people ask about the plans

No. The 7-day free trial does not require a credit or debit card. You only need to add payment details if you choose to continue after the trial period.
You will receive a reminder before the trial ends. If you choose to continue, you can select a plan and add payment details at that point. If you do nothing, your account will revert to the Free plan automatically — no charges will be made without your active consent.
Yes. The Pro monthly plan can be cancelled at any time from your account settings. Cancellation takes effect at the end of the current billing period. No refund is issued for the period already paid, but you retain access until the billing period ends.
The Annual plan includes a 14-day refund window from the date of purchase, provided less than 10% of plan features have been used. To request a refund, contact [email protected]. Full details in our Refund Policy.
Prices displayed are inclusive of applicable UK VAT. The exact breakdown will be shown at checkout. If you require a VAT receipt, this can be requested from [email protected].