Quiz 2 of 3

How efficient is your current budget?

5 questions to help you reflect on budget allocation. Informational only — not financial advice.

Do you know, roughly, what percentage of your monthly take-home pay goes on fixed costs (rent/mortgage, bills, insurance)?

Yes — I know the approximate figure

I know it is a lot, but not the exact percentage

I have not calculated this

When you make an unplanned purchase (a meal out, a new item of clothing, something online), does it typically fit within your monthly spending expectation?

Usually yes — I have a rough budget and stick to it

Sometimes — it depends on the month

I do not track this closely enough to say

Is there a category of spending that you feel has crept up over the last year without a clear reason?

Not that I am aware of

Possibly, but I am not sure which category

Yes — and I know which one it is

After paying all essential costs and bills, do you have a clear picture of how much is left for discretionary spending each month?

Yes — I know my approximate disposable income

Roughly — it varies and I keep an eye on the balance

Not really — I just spend and hope for the best

When you look at last month's spending overall, does it feel like a good reflection of your priorities?

Yes — it broadly aligns with what matters to me

Partly — some areas felt off

I have not looked at last month's spending in detail

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